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PayPal

www.paypal.com
What is your customer experience with PayPal?

PayPal Overview

The generated data is based on reviews and questionnaires provided by PissedConsumer.com users.

Based on reviews, created with AI
Rating Distribution

PayPal has a 1.8 star rating from 2913 customer reviews, with 29% saying they would likely recommend it. Rating distribution is heavily unfavorable (78% unfavorable, 13% positive). Consumers report high price levels and recurring issues with reliability and customer service.

Positive Feedback

Users find the platform easy to use and occasionally praise a helpful representative when issues are resolved quickly; some long-term users value familiar payment flow.

Negative Feedback / Risk Areas

  • Frequent account locks and permanent limitations trap funds and prevent access, a common theme in PayPal reviews.
  • Poor or automated customer service and long response times worsen disputes and recovery efforts, reflected in many PayPal customer complaints.
  • Refunds and dispute handling are often slow or denied despite tracking evidence.
  • Holds on money, withdrawal errors, fraud exposure, and billing or subscription problems create financial risk.

Key Takeaways for Future Customers

  • Keep documentation and tracking numbers for purchases and refunds and prefer bank-backed payments for large purchases.
  • Verify backup phone/email before use and avoid holding large balances in case of account limits.
  • Be prepared for slow dispute resolution; consider alternatives for recurring billing or membership payments.
View full overview ›

Media from reviews

PayPal - Muhammadkamran22yes@***.com
PayPal - Not wearing link cadPayPal - 0966893****PayPal - FraudMy PayPal is not workingPayPal - Permanently banned accountPayPal - Unable to login
View all media ›

Turn one complaint into a collective action

PC collective complaint

A Collective Complaint helps you unite consumers dealing with the same issue, such as wrong charges, unexpected fees, damaged items, or misleading promises. It goes beyond a single review by growing stronger with every signature, making it harder to ignore. Once you reach 20 supporters, we’ll send it to the company to encourage a response.

Start Collective Complaint

PayPal Collective Complaints

Debra L Xoc
Debra L Xoc
Montgomery, Texas, United States
Collecting Signatures

Pay pay has not adherred to their own policies about refunds

0 supporters

Too many claims not paid to customer, company sides with Vendor, regardless of evidence provided. When credit of company is given. Paypal never return credit to bank, always places on paypal credit, where they can doop you again. I have at least $400 in unpaid claims, which paypal has not paid to me. I have sent many forms of documentation to paypal. They always find an excuse not to refund my bank.

Cindi B Sjs
Cindi B Sjs
Vancouver, Washington, United States
Collecting Signatures

no consumer protection

0 supporters

On November 2, 2025, I purchased merchandise from a Chinese online retailer AliExpress that merchandise came to me damage. I contacted the seller and the seller sent me a label to return the merchandise in late November 2025. It became obvious AliExpress was not going to refund my money I filed a dispute with PayPal I November 29, 2025 and provided them all the pertinent information about my case to include the sale the damage goods and the return of merchandise with proof that it was received. PayPal has now denied my dispute four times stating that I did not provide tracking information and one time stating that I was not due a credit. PayPal has all the documentation showing tracking information and receipt of merchandise yet they continue to say that I didn’t provide tracking information I learned on January 30, 2026 from a supervisor that I was sent an email on December 2, 2025 that included a message saying that the merchant was willing to give me a refund if I returned the merchandise that was damaged (keep in mind they had the merchandise for over two weeks because it was received by Aliexpress on November 22, 2025). In my PayPal account, since PayPal has package tracking information, it also shows that it was received on November 22, 2025, so PayPal effectively has access to see the tracking information and when it was received. PayPal is allowing this company to get away with fraud. They agreed to return my money that’s why I sent the merchandise back to them and now AliExpress has $927.08 -my money and the merchandise -and PayPal will not protect me as a consumer that used their product.

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Clemmie Hmi

This review is from a real person who provided valid contact information and hasn't been caught misusing, spamming or abusing our website. Check our FAQ

Verified Reviewer
| map-marker Nairobi, Nairobi County

Kindly unlock my account

Hello I'm Tabitha I don't know what went on with my account I tried to log in but I I'm told that My account is permanently limited

View full review
Bianca C Yci

This review is from a real person who provided valid contact information and hasn't been caught misusing, spamming or abusing our website. Check our FAQ

Verified Reviewer
| map-marker Johannesburg, Gauteng

Permanently banned account

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PayPal - Permanently banned account

Just received an email stating my PayPal account's been permanently banned with no right to appeal. I haven't received any customer complaints, chargebacks, or cause for refunds.

Just woke up this morning to a banned account. My funds are now trapped in this account. No explanation.

Poor customer service. I wouldn't recommend PayPal for online transactions.

View full review
Loss:
$132
Cons:
  • Unreliable and unprofessional service

Preferred solution: Access to my funds.

User's recommendation: Would not recommend.

Lonna S Ayo

This review is from a real person who provided valid contact information and hasn't been caught misusing, spamming or abusing our website. Check our FAQ

Verified Reviewer
| map-marker Baldwin Park, California

PAYPAL STOLE MY STATE CHILD SUPPORT DEPOSITS/NOW HOMELESS

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Updated by user Jan 01, 2026

heres their version of adressing the problem....Jan 1, 2026 10:38 AMI understand that you have contacted us today regarding your current account restriction. I would be happy to discuss any unanswered questions that you still have on that topic, or if there are none, I'll thank your for your time and let you enjoy the rest of your day.

Feel free to close this message contact if there are no additional concerns that need addressed.Jan 1, 2026 10:47 AMi have many questions I have raised repeatedly only to recieve boilerplate responses raising my issues only to have them ignored. Its discourteous for you to pretend that ANY issues have been addressed allready. I will repeat myself again and then we are going to court. Im not going to standby while you hold my state child support payments and lose my home without fighting you.A file has been uploadedy3xeymrloak49 ...

b7ep.pdf / 0.07 MBJan 1, 2026 10:59 AM#1 you have admitted in your own response that you decline to accept my CIP documents. that means either there is no balance account and I am not bound by your terms and illegal witholding of my direct deposit. furthermore your policy is not an automatic 180 day hold without cause. you have no reasonable claim of chargebacks on a state disbersement.

there was no transactions or access to balance account given to me. And no violations of AUP. the hold is not a penalty or a right. you admit to concluding yoir investigations in 1 day and made final conclusions.

180 days is arbitrary and is for balance accounts and merchant accounts. your unable to identify any actual risk. you should not have accepted deposits for unverified account. how are you even holding funds in an acct you didnt activate?

how do you accept deposits on accounts that arent opened? And how does holding these funds protect paypal from liability? the funds should not have been accepted. It was the ach transfer itself that caused the limitation.

there is no reason for paypal to not return the ach transfer if its interest was protecting from liability. Im done with your foolish coercion.you cant even understand your own policy.

heres the lawsuit courtesy copy Im filing it tomorrow.It doesn't seem that you have any additional questions that I can help answer today, so I am going to end this conversation. Thank you for being a PayPal customer.

Original review Dec 31, 2025
I TRIED TO SET UP DIRECT DEPOSIT FOR MY CHILD SUPPORT PAYMENTS AND TO RECIEVE BACK PAY. I SETUP PAYPALAND THE DIRECT DEPOSIT.

I RECIEVED 4 PAYMENTS WHEN THE 4TH DEPOSIT FROM CHILD SUPPORT CAME PAAYPAL LOCKED MY ACCOUNT AND ASKED ME TO SUBMIT PROOF. I SUBMITTED PROOF AND THEY SAID WE DECIDED TO BAN YOU AND WE ARE KEEPING YOUR MONEY FOR 6 MONTHS!!! THERE WAS NOT ANY UNATHOURIZED ACTIVITY BECAUSE i COULD NEVER ACCESS THE ACCOUNT.INSTEAD OF JUST DECLINING THE DEPOSITS OR RETURNING THEM THEY WANT TO STEAL $16.048 AND NOW iM BEING EVICTED BECAUSE THIS WAS FOR RENT.
THEY SAY ITS FINAL DECISION BUT NOT WHAT I SUPPOSEDLY DID. THEY MAY AS WELL OF ROBBED ME WITH A GUN AND BURNED MY HOME.
PP-L-622259****341 IS THE THEFT # DO NOT!

TRUST THESE PEOPLE WITH YOUR MONEY.

THEY WILL MAKE UP SECRET REASONS TO STEAL YOUR MONEY AND IGNORE YOU LIKE IT BELONGS TO THEMDO NOT TRUST THIS COMPANY WITH YOUR MONEY IF YOU CANT AFFORD TO LOSE IT. AND THEY WONT EVEN SAY WHY.
View full review
Loss:
$16468
Cons:
  • Will take your money and not say why

Preferred solution: Full refund

User's recommendation: DO NOT TRUST THEM WITH YOUR MONEY

Featured
Robin O Bxs

This review is from a real person who provided valid contact information and hasn't been caught misusing, spamming or abusing our website. Check our FAQ

Verified Reviewer
| map-marker Great Barrington, Massachusetts

I had a dispute with a scammer and their dispute department didn't read anything i sent them and refused to refund me my money.

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PayPal - I had a dispute with a scammer and their dispute department didn't read anything...
Updated by user Dec 12, 2025

paypal has closed the dispute four times in favor of the scammer because they did not look at the screen shots or explanations that i sent 3 times or listen to the phone calls i made twice weekly since october 15 2025.

Original review Dec 12, 2025

I ordered 3 products from Valentine Co/Seranova and after reading reviews realized they were scammers. I tried to cancel the order.

by phone and by email.

So i started a dispute with paypal.

I received the package on Oct. 20 and returned to sender unopened on the 21st.

I sent Paypal screen shots, and called customer service multiple times but they don't listen and refuse to refund my money.

View full review
Loss:
$166
Cons:
  • You can not reach people who actually help

Preferred solution: Full refund

User's recommendation: avoid Seranova/Valentine Products and don't use Paypal.

Dancun D

This review is from a real person who provided valid contact information and hasn't been caught misusing, spamming or abusing our website. Check our FAQ

Verified Reviewer
| map-marker Nairobi, Nairobi County

I notice that I was not complint my messages

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PayPal - I notice that I was not complint my messages

Can you assist me to recover my PayPal account I can't access it because I don't know my phone number please, i set it that where I can reset my password it's on my phone number but I lost my phone number so my email address is (totodavid861@***.com)please help me to recover my PayPal back I will much appreciate

View full review

Preferred solution: Back my account so I need to recover my account through email

Dickson I Yzk

This review is from a real person who provided valid contact information and hasn't been caught misusing, spamming or abusing our website. Check our FAQ

Verified Reviewer
| map-marker Amsterdam, North Holland

Unable to login

PayPal - Unable to login

I am having a problem with my PayPal account dcksnirungu@***.com. When I try to log in, I can't get the code asked for after I lost the number I had used to register, 072790****, which got sold to someone else.

That means I can't get the code, and I need to log in and change that number, which I am not using. It's being used by someone else I don't know, and the number I am using now is +254113****70. That's the one I can get the code with. Help me with a code that I will use to change that number after logging in.

Thanks. Send me that code to verify my account and log in, please.

I am waiting and have not gotten it. Send the code directly to my email dcksnirungu@***.com.

View full review

Preferred solution: Verification code

1 comment
Larz Xgu

Okay

Kaye Fyx
map-marker Yangon, Yangon

0966893****

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PayPal - 0966893****

My open pmaypal myanmar myuse faliiy an mymother brother money myanmarall tine all day use your pless

View full review
Loss:
$10000
Pros:
  • All country location see

Preferred solution: Paypal

User's recommendation: Myanmar

Albert B Ukg

This review is from a real person who provided valid contact information and hasn't been caught misusing, spamming or abusing our website. Check our FAQ

Verified Reviewer

They owe me 500

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PayPal - They owe me 500
PayPal - They owe me 500 - Image 2
PayPal - They owe me 500 - Image 3
PayPal - They owe me 500 - Image 4
PayPal - They owe me 500 - Image 5

I mean what's wrong November 5th for $500 from that Rivers casino they're saying they never received it then they said that I went to cash app and they said I went to DraftKings but yet my husband went back on my debit card I have proof of that River was released it and it was successfully withdrawn and I approved from my bank debit card that never made it PayPal0

View full review
Loss:
$500

Preferred solution: Full refund

User's recommendation: Don't use PayPal

1 comment
Guest

They scammed me out of 6knof my financial aid school money smh

Chris H Uyp

This review is from a real person who provided valid contact information and hasn't been caught misusing, spamming or abusing our website. Check our FAQ

Verified Reviewer

Account hacked

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PayPal - Account hacked
Updated by user Dec 24, 2025

Dontevdd we n try with them

Original review Dec 09, 2025

So on the 29th, I got a notification saying transfer money. I saw that there was money sent to a Nichole something.

This woman, come to find out, is the same woman that stole my phone a month ago. She had logged into my account and sent herself money from my PayPal.

When I reported it to PayPal, they told me there’s nothing they can do because it was sent via friends and family. They clearly stated the transaction did not come from my phone, which was an iPhone, and the change should have come from an Android.

View full review
Loss:
$30

Preferred solution: Full refund

User's recommendation: Don’t use PayPal they’re part of the scammers too

James M Xdv

This review is from a real person who provided valid contact information and hasn't been caught misusing, spamming or abusing our website. Check our FAQ

Verified Reviewer
| map-marker Nairobi, Nairobi County

My account has been hacked

PayPal - My account has been hacked
PayPal - My account has been hacked - Image 2
PayPal - My account has been hacked - Image 3

My account has been changed password and added a new email address,a new card has been added to and I can't enter into my PayPal

View full review

Preferred solution: Account recovery

Kelvin W Pgj
map-marker Nairobi, Nairobi County

Fraud

PayPal - Fraud

There is purchase made with my payplay without my consent of KES 6274 at 1628 using my I and M bank debit card of master card without

View full review
Loss:
$50

Preferred solution: Full refund

John M Aqx
map-marker Meru, Meru County

My PayPal is not working

My PayPal is not working

It's telling me that I should try a different funding source, which I don't know how it goes. Please help me.

View full review

Preferred solution: Account to work

User's recommendation: Help

Resolved
Terri LS

This review is from a real person who provided valid contact information and hasn't been caught misusing, spamming or abusing our website. Check our FAQ

Verified Reviewer

Resolved: I give them a 2 because there's some cool things that they make much easier. 2 months ago 8 would have given them a 4 - 41/2....

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PayPal - I give them a 2 because there's some cool things that they make much easier. 2...
PayPal - I give them a 2 because there's some cool things that they make much... - Image 2
PayPal - I give them a 2 because there's some cool things that they make much... - Image 3
PayPal - I give them a 2 because there's some cool things that they make much... - Image 4
PayPal - I give them a 2 because there's some cool things that they make much... - Image 5
Updated by user Aug 19, 2025

Noticed I have an the screen shots of the advertisement, receipt, and same tracking info!

Original review updated Aug 18, 2025
HOWEVER! I had 2 different issues with scammers out these game doctors that try to lock you into things your can't afford.
I can't get my money back and more it's to the point I call eveny day.

Im told I'll get it Saturday and they Saturday they'r say the date is moved up. This has happened 4 x now!
The worst part is the man that claimed to be overstock, he advertised on Google as overstock.Com I got a receipt from overstock. Com that looked exactly like previous orders I had with them. This man who loves in China who I found in minutes after realizing this was a person portraying himself as overstock to rip people offf her is still able to do this using pay pal as the financial institution the money goes thru for him to receive it.

I sent pay pal all the fake paperwork he sent me and his fake advertisement and they still will now get it give me my money back. At first they said they would take it out of his account then if he's over drawn to give me my money. Now they just ever me around Everytime I call. What did I purchase it ask?

A 50 INCH SMART TV WITH ALEXA. NOW I'VE BOUGHT RUGS FROM OVERSTOCK. COM SO I DIDN'T HESITATE. WHEN I DIDN'T GET TRACKING INFO I CALLED OVERSTOCK READ MY OTHER NUMBER FROM THE RECEIPT HE HAVE ME AND THERE'S NO SUCH ORDER.

I offered PayPal the name phone number in China, his personal email and they don't take that info from me and still aren't done investigating? I'm the USA THIS IS CALLED FRAUD. ALSO MISREPRESENTING YOURSELF FOR FINANCIAL GAIN IS A FELONY! AND THEY ARE MEETING HIM GET AWAY WITH THIS.

I HOW HE'S NOT TAKING OTHER PEOPLE'S MONEY. I'M SURE HE FOR MANY OF US. IT WAS PERFECT LOOKED JUST LIKE OVERSTOCK. OF OM.
AREN'T I INSURED FOR THIS?

$250,000 INSURANCE ON MY MONEY.
EXCUSE AFTER EXCUSE
ISN'T THIS NICE OF PAY PAL? SO I'M out THE MONEY AND MY TV!
View full review
Resolved
Coman G Iut

This review is from a real person who provided valid contact information and hasn't been caught misusing, spamming or abusing our website. Check our FAQ

Verified Reviewer
| map-marker Brașov, Brașov County

Resolved: Login problem

PayPal - Login problem
PayPal - Login problem - Image 2

Buna ziua, nu mă pot loga în contul meu PayPal. Am încercat să resetez parola, dar din păcate nu mai știu detaliile de la întrebările de siguranță!

Într-un final, am reușit să schimb parola, dar tot nu mă pot loga.

Vă rog să îmi dați accesul la cont și să îmi eliberați fondurile în contul bancar de la SaltBank! Vă rog să îmi restituiți fondurile!

View full review
Loss:
$100

Preferred solution: Full refund

User's recommendation: Restituirea de Fonduri Durează foarte mult !

Resolved
Tomas R Vdk

This review is from a real person who provided valid contact information and hasn't been caught misusing, spamming or abusing our website. Check our FAQ

Verified Reviewer

Resolved: According to pay-pal is saying that I purchase something from a company called Grand chill for 87.45 even though the tracking shows that it was deliver in some town in Tennese

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PayPal - According to pay-pal is saying that I purchase something from a company called...
PayPal - According to pay-pal is saying that I purchase something from a... - Image 2
Updated by user Nov 12, 2025

my card bank is taking care now. my card bank hold the payment and is going to investigate, something that pay pal did not do.

Original review Oct 28, 2025

Paypal denies my claim even though I showed them where the package went to Morriston, TL. I did not buy anything from them, but according to Paypal, I did.

View full review
Loss:
$87
Pros:
  • It just to be very convenient using it
Cons:
  • Never thought that they were going to behave this way

Preferred solution: Full refund

User's recommendation: don't use paypal

Rosu F

This review is from a real person who provided valid contact information and hasn't been caught misusing, spamming or abusing our website. Check our FAQ

Verified Reviewer
| map-marker Bucharest, București

Mi-a fost spart contul

PayPal - Mi-a fost spart contul
PayPal - Mi-a fost spart contul - Image 2
Updated by user Dec 17, 2025

Caz nerezolvat

Original review Nov 30, 2025

Am avut contul înregistrat cu email vladimirdraghia7@***.com, după care am adăugat adresa de email belabele056@***.com și numărul meu de telefon 072642****. Cineva mi-a spart contul, a adăugat un alt număr de telefon și această adresă rosuflorentina824@***.com. Doresc recuperarea contului.

View full review
Loss:
$100

Preferred solution: Să recuperez contul că mi-a fost furat /spart

About

Related Companies

Venmo, PayPal India, PayPal Canada, PayPal UK, Bill Me Later

Summary

PayPal is the new way to transact business online. PayPal lets you send money to anyone with email using money on your account, your bank account or credit cards. You will find reviews and compalints from consumers that have experienced the service. Paypal is a subsidiary of the EBay Corporation. If you have your own story to share, feel free to leave a comment with us. We will make sure your story about PayPal will available on the World Wide Web.

PayPal reviews and complaints

PayPal is ranked 92 out of 268 in Cash Services category

Area Served

Europe, Worldwide, USA, Asia, Australia, Canada, Other, UK

Payment Methods

PayPalMasterCardVISADiscoverAmerican Express

PayPal FAQs

Winnie Murugi
PissedConsumer Reporter

PayPal is a web-based payment service that allows people to complete funds transfers almost the world over. It can be linked to a bank account, credit/debit card to perform online purchases.

PayPal FAQs

There are two types of accounts: individual and business. To set up an account, a user should go to the official website, select a type of account, enter the required information, and follow the instructions provided. Once the account is ready, it can be linked to a bank account, credit/debit card.

To send money through PayPal, users should log into their accounts, click Send & Request, enter the email address or mobile number of the recipient, and enter the amount they want to transfer. Then, it is necessary to review the information and click Send Money Now.

To dispute a charge, users should log into their accounts, go to a Resolution Center, click Dispute a Transaction, and select the item dispute. Please note that disputes must be opened within 180 days of the payment date. Your buyer and you have about 20 days to resolve the open dispute.

To permanently delete an account, users should log into their accounts, go to Settings, and click Close the account under Account Options. It may be necessary to enter the bank account number. No one can close the account if it has any limitations, unresolved issues, or any balance.

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