PayPal
Reviews and Complaints
CFPB Complaint Radar
Powered by AI · Based on data from the U.S. Consumer Financial Protection Bureau and PissedConsumer.com
Top PayPal Consumer Issues
CFPB
- Account limits
- Refund disputes
- Unauthorized charges
PissedConsumer
- Login issues
- Email changes
- Country access
Both sources reflect issues related to account access and service problems. PissedConsumer reports more login and service complaints, while the CFPB highlights unauthorized transactions and refund disputes.
This review is from a real person who provided valid contact information and hasn't been caught misusing, spamming or abusing our website. Check our FAQ
Verified ReviewerEmail issues
- - Email shows the address is in use, though I never had an account.
- - Spoke with three reps and was told to email again; response felt generic.
I tried to create a PayPal account and my email address was already in use. I have never had an account; I spoke with 3 customer service reps.
I was told to email unsolicitedemail@***.com. This was extremely unhelpful. I sent an email at 5:46 PM and received a generic response at 5:52 PM from Jahangir. I immediately called customer service again and was told to email them again.
This was about as useful as adding more sand to the desert. I would rather have another pelvic biopsy than deal with their customer service. If they put half the effort into resolving the issue as they did playing phone tag, they would be a stellar company.
I really wish I wasn't required to give them a 1 out of 5. I don't know which was more useless: the customer service or the dismal AI user interface.
- There are no pros
Preferred solution: I would like them to remedy the issue, instead of giving me lip service
This review is from a real person who provided valid contact information and hasn't been caught misusing, spamming or abusing our website. Check our FAQ
Verified Reviewer |Spies on customer, enforces moralistic policies
Don't use PayPal.Unethical and legally questionable policies and practices.They have cost me over $500.00 every month income. For undisclosed and unsubstantiated reasons. After changing the reason originally used after I verified that the first reason was a lie
All but one transaction, I made an order on Amazon for over $40 for several items; one of the items was an adult product. My gift card balance was $2.75 short, and I had PayPal cover the two dollars and seventy-five cents. This triggered Amazon to send PayPal a complete itemized invoice. So much for Amazon's policies about maintaining privacy and discretion.
The adult item violated PayPal's standards of morals enforcement, and they permanently 'restricted' my account, allowing nothing. They closed the account. Excuse me??? I'm an adult.
I purchased an item that Amazon can legally sell, which didn't violate any laws in my state. PayPal, you are not my parents, nor do you have any authority over my personal life. I just verified five different sites that only sell adult products that accept PayPal. I want to PayPal to get into chat and recorded the entire conversation; I will attach it now.
An undefined problem with my transaction history... Violation of my privacy, forcing their moralistic policies on me for legally purchased products. Now changing the reason.
Let's see. Spies, liars, delusional God complex.
- Accepted everywhere including adult sites and internationally
- Violating the privacy of their customers and enforcement of their moralx
Preferred solution: The loss of the 300 dollars a month means I now must choose between food or medicine . I've lost my product testing accounts
User's recommendation: BOYCOTT PLACE OF FOUL AND LEGALLY QUESTIONABLE POLICIES I
This review is from a real person who provided valid contact information and hasn't been caught misusing, spamming or abusing our website. Check our FAQ
Verified Reviewer |Hello, I made an iDEAL/Wero top‑up of...
The reviewer tried to contact the company before posting this review.
- - Topup of 160 via iDEAL/Wero from ING not showing in PayPal.
- - ING says payment released and not reversible; seek bank tracing or refund guidance.
Hello,
I made an iDEAL/Wero top-up of 160 from my ING account today, but the money is not showing in my PayPal balance or in my activity. ING confirmed that the payment was successfully released and cannot be reversed on their side.
Here are the full transaction details from ING:
Amount: 160
Date/time: 06/08/2026 at 13:25
Merchant: PayPal top-up via Online Payments Stichting
Type: iDEAL | Wero
Reference: 815256****573075
Description: trbaeb7e404926
Receiving IBAN: NL42DEUT026528****
Please trace this payment with your acquiring bank and attach it to my PayPal account, or advise on the refund process if the payment cannot be matched.
Thank you,
Yomi Adenuga - eadenuga001@***.nl - 065312****
This review is from a real person who provided valid contact information and hasn't been caught misusing, spamming or abusing our website. Check our FAQ
Verified Reviewer |Account issue
The reviewer tried to contact the company before posting this review.
- - PayPal limited my account with no stated reason.
- - Appeals to PayPal and BBB failed; funds held 180 days; I will avoid PayPal.
I have a limitation on my account and let me give you a little bit of background about me. I am a 24-year-old Handyman who works with a lot of clients in the ***.
I use PayPal as a payment method for my clients to be able to pay me for different jobs and services that I provide as a Handyman. *** discussed this numerous times with PayPal in the past as I had issues with invoices and holds on money I made from my clients and Ive been running through PayPal for almost a year then out of nowhere out the blue PayPal decides to put a limitation on my account and block all the features on my account with no valid reason Ive tried contacting PayPal numerous times for a reason to why theres a limitation on my account and I keep getting hung up on with no valid information. Ive submitted to Better Business Bureau about my issue and have submitted numerous appeals to PayPal yet to receive a resolution as Ive done nothing wrong per user agreement as it is legal to sell your services and be paid for them as PayPal advertises for Business now I have money tied up in PayPal and cant receive it until 180 days thats November 2026.
I shouldnt have to wait that long for only nine dollars in my account. I will be surely done with PayPal and will never do business with PayPal again because it has hurt my business and my clientele making me look unprofessional using their platform and I advise any other business owner to do their research on PayPal before choosing them as a payment processor for invoices.
- Invoice and transfer
- Bad customer service
- And account management decisions
Preferred solution: Apology
User's recommendation: If you provide Services like me, I would go for a different invoice platform or payment processor platform as PayPal’s customer service isn’t helpful and they can close your account without any given notice
This review is from a real person who provided valid contact information and hasn't been caught misusing, spamming or abusing our website. Check our FAQ
Verified Reviewer |Unable to reset password
The reviewer tried to contact the company before posting this review.
i have an old mobile number on my profile, so resetting my password is not possible as i dont have that number to receive the OTP.
please help with this
Preferred solution: just account access please
This review is from a real person who provided valid contact information and hasn't been caught misusing, spamming or abusing our website. Check our FAQ
Verified Reviewer |#1. Your AI Chatbot is completely...
The reviewer tried to contact the company before posting this review.
- - PayPal disputes denied; buyer protection not honored for fakes.
- - I won't pay return shipping; seller should provide a prepaid label.
#1. Your AI Chatbot is completely useless and infuriating!
#2 I'M FILING FOR ARBITRATION AGAINST PAYPAL since you've denied all of my disputes.
What exactly is the point of buyer protection if you're not going to honor it.
My most recent dispute is over a collectible Funko doll that I purchased online and paid with using my PayPal account. The item is described in the ad as being "certified authentic". But it is in fact a very poor quality knock off.
I have been trying to get my money back and PayPal refuses to be helpful
Their last response to me is I'll get a refund once I ship the item back.
I HAVE ALREADY MADE IT CRYSTAL CLEAR THAT I DO NOT WANT THE ITEM BUT WHY WOULD I PAY FOR SHIPPING BACK? I'M NOT THE ONE WHO SOLD A COUNTERFEIT ITEM AND I'M NOT THE ONE WHO LISTED IT AS CERTIFIED AUTHENTIC so why the *** would I or should I pay out of pocket to ship the item back when IT'S TRASH for one and the cost of shipping defeats the purpose as the cost makes the refund not worth it.
HOW ARE YOU PROTECTING ME OR HONORING YOUR OWN CLAIMS by telling me I have to ship it back. I HAVE ZERO PROBLEM DOING SO BUT THE SELLER NEEDS TO PROVIDE A SHIPPING LABEL OR Q CODE I'M NOT PAYING OUT OF POCKET TO SHIP BACK THEIR COUNTERFEIT ITEM.
I am so tired of PayPal. So since you all they want to do is be useful to the scammers that's fine. I will be filing for arbitration, THAT PAYPAL OFFERS TO PAY FOR so hey thanks PayPal, that ought to teach you crooks a lesson.
The cost of arbitration is $2500-$5000 For the roughly $200 you just helped these *** rob me for. I hope you enjoy paying those fees. Even if I lose in arbitration, *** I may not even attend the hearing. Just knowing PayPal will be immediately billed $2500 the moment I submit the arbitration claim online is worth it to me and makes me feel tons better about that $200 loss..
and hey if PayPal wants to discuss this any further, Get in touch with my AI assistant and I'm sure it will answer all of your questions.
IDIOTS!
After I submit my claim on Monday I'll be closing my account. PayPal and Venmo are just GARBAGE services. Always have been, always will be.
Venmo for instance, yes a separate company but they're owned by the same people. Tried to send my son $100 the transaction didn't go through. Spent 45 minutes arguing with a stupid bot then finally got through to a "human" (most likely another damn AI agent) and all they could say was yes we see the transaction didn't complete and that there was an error but we don't know that the error was or why your transaction won't go thru and can not provide any information on a resolution. geee thanks.
Preferred solution: I would like for them to honor their own policies but they won't and therefore they can go ahead and close my account. Everything else will be decided in arbitration.
User's recommendation: DON'T BOTHER, IN ALL THE YEARS OF USING THIS SERVICE PERIODICALLY, CAN'T SAY EVEN ONE TRANSACTION EVER WENT SMOOTHLY. THEY DO NOT HONOR TRANSACTION DISPUTES. I CANNOT UNDERSTAND HOW THIS COMPANY REMAINS IN BUSINESS
This review is from a real person who provided valid contact information and hasn't been caught misusing, spamming or abusing our website. Check our FAQ
Verified ReviewerFraudulent activity
The reviewer tried to contact the company before posting this review.
- - Calendar reminder of possible PayPal fraud: $399.95 at Apple Store MA.
- - It says ignore if you made the purchase and it will clear in 24 hours.
I received a reminder in my calendar under today's date that there was fraudulent activity, perhaps on PayPal, and it was logged at $399.95, a PayPal purchase attempt at an Apple Store location in Massachusetts, Maine. If this purchase was made by you, ignore this message.
The transaction will clear and show up in your account within 24 hours. If this purchase was not made by you, call PayPal support. I called the number, and there is no such number, so now I'm afraid that because I've responded, I've hit the panic button, that now they have access to more information.
They've got my phone number and more information, and they can get into my account and they can take money from me. What do I need to do???
Preferred solution: Full refund
User's recommendation: I’m fit to be tied. I take people after their word. I am too trusting I think oh well let’s call this number and let’s get this straightened up. Let’s say I did not make that purchase and I can make it right but Jesus Christ it’s not the way of the world today there’s too many con artist, scam, artists, and dishonest people in the world.
Funds missing
The reviewer tried to contact the company before posting this review.
over an hour and a half on hold had to dial four different numbers never was resolved. Still isn’t ***
I need help
Amount
$200.00 USD
Note from Russ Rogers
I hope that this helps get you over the hump. . .
Transaction date
September 1, 2026
Transaction ID
42E33442VM239913F
User's recommendation: Awful
This review is from a real person who provided valid contact information and hasn't been caught misusing, spamming or abusing our website. Check our FAQ
Verified Reviewer |Reoccurring charges that shouldn't be happening
The reviewer tried to contact the company before posting this review.
Be careful because even though a company may not have permission to charge your account they paypal will let them even if you tell them your card was stolen... Just delete your account and start over or go elsewhere. I've been a customer for 4 years.
Poor she couldn't speak English well and didn't help me. She dismissed me and repeats what I just told her.
Then she says they won't be able to charge my card because I have a new one and she lied they tried again capcut is the culprit!
I don't trust paypal any longer and no longer keep money in the account they've been fraudulently charging and trying to charge. I only put money over when I'm going to immediately spend it until I find a new card then I will delete this account.
Capcut keeps charging me with no permission. I canceled my card due to fraudulent charges and received a new one, but they are still trying to charge me from my old card to the new card.
I called PayPal to help, and they hung up on me. I've filed several disputes from previous charges that went through.
I will no longer have money in the checking account due to this theft, and if they don't fix it, I will close my account even though I've been a customer for over 4 years. Capcut are thieves; I've notified them on several occasions.
- Cash back
- Customer service is rude and will hang up on you
Preferred solution: Explicitly block any reoccurring tokens associated with this specific vendor! Direct block on specific merchant and or cancel CPA continuous payment authority on my account immediately!
User's recommendation: Don't support they will ignore you.
This review is from a real person who provided valid contact information and hasn't been caught misusing, spamming or abusing our website. Check our FAQ
Verified Reviewer |Open dispute
The reviewer tried to contact the company before posting this review.
- - Info requested is unclear; photos needed.
- - Temporary refund issued.
- - Items not as described and of poor quality.
- - No return address or label provided.
Followed instns but Paypal wanted more info from me URL of company plus something else
I have been asked for further info which I can't understand.Temporary refund given. Items rec'd not as described inferior quality and basically a quashed mesh need to send pics can't seem to and package reference doesn't seem to match up.Please I said was happy to return items,but I have no address or label supplied to return.The items are of no use to meBewareB
This review is from a real person who provided valid contact information and hasn't been caught misusing, spamming or abusing our website. Check our FAQ
Verified Reviewer |I want to pay on my son’s PayPal account. I have all the information.
The reviewer tried to contact the company before posting this review.
I am 82 almost 83 years old and all this newfangled stuff is so hard for me and you made my life procedure from all the stuff that you were able to do for me. I am so pleased.
I wont be afraid now because I know you will help me and my son is very happy also. I was trying to put money in my sons account to pay his bill and I couldnt do it and I got very frustrated and I wanted to cry now Im very happy.
User's recommendation: They were so wonderful to me. I’m 82 1/2 and this is so hard for me to do and they help me out so much. I am just so pleased and happy and so is my son.
This review is from a real person who provided valid contact information and hasn't been caught misusing, spamming or abusing our website. Check our FAQ
Verified Reviewer |I have 2 charges on my Venmo debit card...
The reviewer tried to contact the company before posting this review.
- - Two unauthorized PayPal charges of $14.99 on my Venmo debit card.
- - I seek refunds for these unauthorized $14.99 charges.
I have 2 charges on my Venmo debit card for PayPal spontaneous $14.99 each. I demand a refund of these charges because they are unauthorized and untraceable.
I've reached out to [GEOGRAPHIC_DATA], but I was told to contact PayPal since that's where the charge came from. I have no idea what these charges even mean or what they are for. As you can see, I never use this account and have no other accounts with PayPal. There's absolutely no reason PayPal should be taking recurring fees from my Venmo debit card balance.
I'm a single mother, and that $30 really was a pain in the *** to have to lose. PayPal is a multimillion-dollar company, and I don't see why there should be any problems refunding my Venmo account for the two unauthorized payments of $14.99.
Thanks.
-[PERSON_NAME]
- Steals my money
Preferred solution: Full refund
This review is from a real person who provided valid contact information and hasn't been caught misusing, spamming or abusing our website. Check our FAQ
Verified Reviewer |I want to talk to somebody with a pulse...
The reviewer tried to contact the company before posting this review.
I want to talk to somebody with a pulse, not a computer. The company sent an email saying they refunded; I have not received.
- No communication at all
Preferred solution: Full refund
I received a crushed product was thrown onto my porch and liquid was running out all over the package . I have called the company and left three messages no one ever answers and they have not responde
The reviewer tried to contact the company before posting this review.
I received a crushed product and have reached out a few times to the company with no results from them.
Preferred solution: Full refund
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You are naive if you think anything you purchase online is 100% private. Every item and its corresponding SKU, no matter the website, has a corresponding list of companies your email, phone and address get sold to. PayPal may have stopped payment, but there’s dozens of other sites that that failed purchase attempt sent your information.
PayPal doesn't care what you buy. They just aren't available on all websites--which, I am pretty sure, is the decision of the retailer, not PayPal. My guess is you were trying to order from a scammy site and PayPal did you a favor by not letting your money get stolen.